Loans
Loans & Finance Solutions. Explore home loans, investment loans, commercial lending, development finance, and business loans tailored for Australian borrowers. Compare 88+ lenders and find the right finance option with expert guidance.
First Home Buyer
Special first‑home buyer loan packages that integrate the First Home Owner Grant — ideal for eligible first‑home buyers seeking to leverage FHOG support for a new build or off‑the‑plan purchase, with lower deposit requirements and reduced buying costs.
Refinance
Combine and simplify your debts — refinance your mortgage to consolidate credit cards, personal loans, car loans or other debts into one home loan with lower interest, single repayments and improved cash flow. Ideal for homeowners, investors and business owners seeking streamlined loan management across Australia.
Investment Loan
Tailored investment home loans for new and experienced investors — compare lenders, maximise borrowing capacity, structure your loan for growth, and finance your next residential or commercial investment with expert support.
Car Loan
Commercial vehicle finance for cars, utes, vans or trucks — flexible loan and asset-finance solutions tailored for small businesses, trades, contractors and self-employed professionals across Australia.
Bridging Loan
Short‑term bridging finance to help you buy a new property before selling your current home — ideal for homeowners, investors or developers who need flexibility buying now and selling later. Offers interest‑only repayments, combined loan flexibility and time to sell your existing property without rushing.
SMSF Loan
Specialised Self‑Managed Super Fund (SMSF) loan solutions to help investors and business owners purchase residential or commercial investment property within their SMSF — structured via Limited Recourse Borrowing Arrangements (LRBAs), protecting other fund assets while enabling property investment for retirement.
Reverse Mortgage
Unlock your home equity to access cash flow — tailored for Australians aged 60+ or retirees, offering lump‑sum, line‑of‑credit or regular income options while allowing you to stay in your home for life. A convenient solution for retirement planning, covering aged care costs, home improvements, living expenses or travel, with no monthly repayments required until the home is sold or vacated.
Deposit Bond
Deposit bond home loans Australia — secure a property without a cash deposit. Use a deposit bond to guarantee the deposit amount and complete your purchase with flexible financing and minimal upfront cash.
All Loans
Loans & Finance Solutions. Explore home loans, investment loans, commercial lending, development finance, and business loans tailored for Australian borrowers. Compare 88+ lenders and find the right finance option with expert guidance.
Calculators
Access expert mortgage calculators for home loans, refinancing, and borrowing power to make informed property finance decisions in Australia.
Borrowing Capacity
Free borrowing power calculator Australia. Quickly estimate how much you can borrow for a home, investment or refinance based on your income, expenses and debts.
Home Loan Repayment
Instantly estimate your home loan repayments based on loan amount, interest rate, term and repayment frequency — a quick tool for borrowers, first-home buyers, investors or refinancers to plan their budget before committing.
Refinance Savings
Refinance repayment calculator Australia. See how much you could save and what your payments might be if you refinance your home loan.
Income Tax
Income tax calculator Australia. Get a fast estimate of your tax obligations to help plan loan repayments, cash flow or property investing.
Stamp Duty
Stamp duty calculator Australia. Estimate your state stamp duty — including first‑home buyer discounts — to budget total property purchase costs.
Grants by State
Government grants & eligibility checker Australia. Discover which first‑home buyer incentives, stamp‑duty concessions or grants you qualify for.
All Calculators
Access expert mortgage calculators for home loans, refinancing, and borrowing power to make informed property finance decisions in Australia.
Promos
Discover current deals, finance offers and special-rate promotions on home loans, refinancing, commercial and asset finance — ideal for first-home buyers, property investors, business owners and developers looking for discounted rates or limited-time finance packages.
Promotions
Browse top Australian loan deals and rate discounts. Plus, join our live events to network with property enthusiasts and experts on the latest in property investment.
Collaborations
Collaborate with QLoans.au for both personal and professional referral opportunities. Whether you’re a family member or friend sharing the love, or a property developer, accountant, or solicitor seeking strategic finance support, we’ve built a collaborative ecosystem that rewards every connection.
Document Checklist
A complete checklist of required loan application documents — income proofs, IDs, assets, liabilities and property paperwork — designed to help first-home buyers, investors, self-employed borrowers and business owners streamline their application process and improve approval chances.
Resources
Explore expert guides, mortgage insights, and comprehensive finance resources — from first‑home buyer tips and investment strategies to refinancing checklists and lending guides — to help you confidently navigate home loans, property investment, and finance options in Australia.
Search
First Home Grants and Incentives Australia
⚡Explore state-by-state grants, schemes, and incentives—quickly check what you qualify for and how much you could save.
SEE ALL TOOLS →
Consult a broker
AUSTRALIA
ACT
NT
QLD
NSW
VIC
TAS
WA
SA
1
+61 426 224 229
