Use QLoans.au’s loan assessment service to get a clear picture of what you can borrow — assessed against your income, expenses, debts and lifestyle. We compare multiple lenders to find the best fit, help you understand serviceability requirements, and guide you through the whole process — obligation‑free, secure and confidential. Feel free to have a chat with us anytime too.

Lending Support
for What Matters Most

⚡Explore top home loans, car loans, personal loans and business loans tailored to your needs. From expert advice to seamless applications, consult our brokers to compare options and secure the right lending solution.

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01

FIRST HOME BUYER LOAN

Secure your dream home with tailored home loan solutions designed to match your budget, deposit, and long-term plans.

02

INVESTMENT LOAN

Maximise returns on your investment properties with loans structured for investors, offering flexibility, competitive rates, and tax-efficient options.

03

BUSINESS LOAN

Access financing to grow your business, manage cash flow, or acquire assets, with solutions designed for small and medium enterprises across Australia.

04

PERSONAL LOAN

Flexible personal loans for major expenses, debt consolidation, or lifestyle needs, with competitive rates and straightforward application processes.

05

EQUITY LOAN

Unlock the equity in your property to fund renovations, investments, or personal projects, using your existing assets to leverage growth.

06

REFINANCE

Improve your loan structure, reduce interest rates, or consolidate debt by refinancing with a broker who compares multiple lenders for your benefit.

07

VEHICLE LOAN

Finance cars, trucks, or commercial vehicles with flexible terms, competitive rates, and expert guidance tailored to your circumstances.

08

VACANT LAND LOAN

Fund land purchases for investment or future construction with specialised loan options for residential or commercial parcels.

09

CONSTRUCTION LOAN

Manage the build of your new property with stage‑by‑stage financing solutions designed for smooth project completion.

10

DEVELOPMENT LOAN

Access tailored financing for property development projects, including subdivisions, multi-unit builds, and commercial developments.

11

RENOVATION LOAN

Upgrade or expand your property with loans structured to cover refurbishment costs, adding value and functionality to your home or investment.

12

OFF THE PLAN LOAN

Secure financing for properties purchased before completion, with tailored solutions for new developments and pre‑construction investments.

13

BRIDGING LOAN

Finance the transition between properties, providing short-term funding to buy your next home before selling your current property.

14

NON RESIDENT LOAN

Secure Australian property financing as a non-resident with solutions designed to meet regulatory and lender requirements.

15

EXPAT LOAN

Access property loans in Australia while living/working overseas, with flexible options to suit expatriates’ financial situations.

16

SMSF LOAN

Fund property investments through a self-managed super fund with loans tailored for SMSF compliance and investment growth.

17

LOW DOC LOAN

Ideal for self-employed or irregular income earners, providing lending with minimal documentation while maintaining competitive terms.

18

LOW DEPOSIT LOAN

Enter the property market sooner with loans requiring smaller deposits, perfect for first-time buyers or investors.

19

LOW CREDIT SCORE LOAN

Financing solutions for borrowers with impaired credit histories, structured to maximise approval potential.

20

RESIDENTIAL LOAN

Flexible funding for purchasing residential property, structured around personal income, property use, and long-term ownership.

21

GUARANTOR LOAN

Use a family member or friend to guarantee your loan, increasing borrowing power and easing entry into property ownership.

22

SELF EMPLOYED LOAN

Lending solutions designed for business owners and contractors, recognising diverse income streams with flexible criteria.

23

ESSENTIAL WORKER LOAN

Specialised loans for nurses, teachers, emergency service personnel, and other essential workers, with tailored benefits.

24

REVERSE MORTGAGE

Convert home equity into accessible cash for over 55s while retaining the right to remain in your home.

25

OVER 55 LOAN

Flexible lending solutions for borrowers aged 55 and above, tailored to retirement income and lifestyle considerations.

26

DEPOSIT BOND

Alternative to traditional deposits, enabling buyers to secure property purchases without paying the full deposit upfront.

27

COMMERCIAL LOAN

Flexible funding for businesses and investors to purchase or refinance commercial property, with terms tailored to cash flow, security, and long-term growth needs.

28

ASSET FINANCE

Flexible funding for vehicles, equipment, and machinery, enabling businesses to acquire essential assets while preserving cash flow and supporting operational growth.

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